What are stablecoins and why do they matter now?
Stablecoins are digital currencies pegged to a fiat currency like the US dollar, backed by reserves of cash and short-term government securities, and designed to move value instantly on blockchain rails. Unlike more volatile cryptocurrencies like Bitcoin, stablecoins maintain a stable value, which is what makes them useful for payments, treasury management, and cross-border settlement.
They have quietly become one of the most important financial tools on the planet. Not because of hype, but because businesses, workers, and institutions across the world are actually using them.
The regulators, policymakers, and infrastructure builders shaping this market — from the SEC and the White House to the companies issuing and deploying stablecoins at enterprise scale — converge at Consensus Miami (May 5–7, Miami Beach Convention Center), the longest-running and most influential event in digital assets. Since 2015, Consensus has been where the industry's most consequential conversations happen — and in 2026, stablecoins are at the center of the agenda.
How fast is enterprise stablecoin adoption growing?
The 2026 Global Digital Asset Adoption Index, published by CoinDesk Data, puts real numbers behind the shift. Stablecoin flows in Asia grew 67% year over year, reaching $12.5 trillion in 2025. Latin America processed $5.6 trillion in stablecoin transactions across the same period, with flows consistent enough to resemble a parallel monetary system rather than speculative trading. In the US, companies are turning to stablecoins for cross-border payments, supplier settlements, and treasury management because they move faster and more predictably than traditional banking rails.
What did the GENIUS Act change for stablecoins?
The regulatory picture is also changing fast. The GENIUS Act, signed into law in July 2025, created a formal legal category for payment stablecoins, backing them with a 1:1 reserve mandate tied to high-quality liquid assets like cash and T-bills. That single piece of legislation connected the digital asset economy directly to the US sovereign debt market and gave enterprises the compliance certainty they had been waiting for.
The question is no longer whether stablecoins matter. It's whether most organizations are ready to use them.
Why is Consensus Miami 2026 the place for stablecoin strategy?
That's the problem Consensus Miami 2026 is built to solve — with dedicated stablecoin programming that takes business and finance leaders from awareness to action. The Consensus Stablecoin Track spans multiple sessions across three days, mapping the full arc of where stablecoins are headed and who's building the infrastructure behind them.
- Charles Cascarilla, CEO & Co-Founder, Paxos
- Lindsey Einhaus, Strategy and Operations, Bridge
- Bo Hines, CEO, Tether USA
Paxos powers stablecoin infrastructure for PayPal and has issued regulated tokens since 2018. Tether USA is bringing the world's most traded stablecoin into a US-regulated framework. Together they make the macro case for stablecoins as permanent financial infrastructure — not a crypto experiment, but the next generation of money movement.
- Michael Shaulov, CEO & Co-Founder, Fireblocks
- Nick van Eck, CEO & Co-Founder, Agora
- Edward Woodford, Founder & CEO, Zero Hash
The companies building the rails for institutional stablecoin adoption — from custody and compliance infrastructure at Fireblocks to fiat-backed issuance at Agora and crypto-native brokerage at Zero Hash — lay out what it actually takes to move dollar-denominated stablecoins across borders at scale.
- Ben O'Neill, Head of Money Movement, Bridge by Stripe
- Robert Sledge, Co-Leader, FinTech & Digital Assets, KPMG LLP
Bridge, the stablecoin infrastructure platform Stripe acquired for over $1.1 billion, sits alongside KPMG's digital assets practice to break down where institutional capital is flowing and what's driving the shift from experimentation to deployment.
- Mark Hull, Business Consultant, Kamino Foundation
- Serafin Lion Engel, Founder & CEO, Yield.xyz
- Conor Moore, Co-Founder, USD.AI
Stablecoins are no longer just a medium of exchange. This session explores how yield-bearing models backed by real-world asset collateral are turning stablecoins into productive treasury instruments.
- Richard Harrison, VP, Banking and Payment Partnerships, MoonPay
- Brent Perrault, Senior Staff Software Engineer, Paxos
After years on the sideline, major technology companies are building stablecoin payment products again. MoonPay and Paxos — two companies embedded in big tech's payment stack — examine what this wave of re-entry means for the competitive landscape.
What does it take to implement stablecoins for your business?
Beyond the mainstage, Consensus is also hosting the School of Stablecoins — a two-day hands-on program covering enterprise stablecoin adoption from fundamentals to execution. The curriculum moves from wallet setup and compliance onboarding to accounting frameworks and real-world implementation across industries. The learnings are drawn from teams at companies already moving billions in enterprise stablecoin volume. The program is designed for CFOs, product leaders, and founders who need to close the gap between understanding stablecoins and actually deploying them.
The bottom line
The stablecoin economy is scaling faster than most organizations realize. Consensus Miami is where the people building that infrastructure — the issuers, the regulators, the enterprise platforms, and the finance leaders deploying capital — will be in the same room. The conversations happening here won't just describe what's changing. They'll set the terms for how it changes.
Consensus Miami 2026 takes place May 5–7 at the Miami Beach Convention Center. Register here.