Benjamin Melnicki

Chief Risk & Compliance Officer

Cross River

Ben Melnicki is the Chief Risk and Compliance Officer at Cross River, responsible for oversight of the enterprise compliance framework, including its consumer compliance and AML/CFT programs, and all risk management activities within the bank. He is an experienced regulatory advisor and business partner, having served in various compliance, legal and policy roles in banking, digital assets and financial services throughout his career. Before joining Cross River, Ben focused on the nascent digital asset space where he counseled many of the leading names in the space on the regulatory implications of existing and prospective business activities. Prior to entering the digital asset industry, Ben held several senior level legal and compliance roles at leading financial institutions in the securities and derivatives industry. Ben received his undergraduate degree in Business Administration from the University of Delaware and is a graduate of New York Law School. He is admitted to practice in New York and New Jersey and currently holds FINRA Series 7 and 24 licenses. Outside of the workplace, he enjoys spending quality time with his wife and three young children in Northern New Jersey and is a long-suffering New York Mets fan.

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