Bitcoin is no longer just an investment: it is collateral, a savings vehicle, and a foundation for entirely new consumer financial products. This panel explores how Bitcoin is being baked into life insurance policies, home equity products, retirement accounts, and lending structures. With Fannie Mae now recognizing Bitcoin-backed mortgage collateral, the disruption of traditional consumer finance is no longer theoretical. Panelists discuss the product design challenges, regulatory navigation, and consumer education required to bring these products to scale.
